Critical Thinking Questions Essay Example for Free

Critical Thinking Questions Essay Labeling is a societal way of correcting wrongs within the community by giving names related to the kind of wrong committed. Unfortunately, this does not always correct the deviant’s behavior. The labeled character internalizes the label and gets accustomed to it so as behave as labeled. Once one is called a thief they become one because the society is already aware of their character and they have no fear. They abide to the ascribed label, (Labeling and Crime, 2001). 2). What is the difference between primary and secondary deviance? Primary deviance, according to Edwin Lemert, is the initial act in which a person is identified to have committed a social wrong. When the society tries to correct it by punishing the offender they may or not stop committing this act depending on their perception of the form of correction. Secondary deviance is a kind of deviance that results from the reaction of the offender to the initial societal corrective measures. The offender tends to acquaint themselves with stubbornness against first hand correction to mistakes. As result of being labeled they develop a mind set that they are deviants. The community may try to punish them harder only to realize that they harden and commit the crime more frequently and fully become criminals rather than just deviants, (Crime and Criminology, 2010). 3). What are some examples of master status not in the text? A master status is acquired when one is successfully labeled and develops that particular kind of label making it his/her personality. For example, one may acquire a master status as a prostitute, rapist, gay or homosexual. This may have resulted from an act out of curiosity, desperation or poverty. When it is known to the public they may be labeled. The community does not want to associate with them and they may not get jobs due to the label and they decided to make it their personality for survival. 4). What are traits associated with them? Master status may result to a complete change in the character and personality of an individual. The new state makes them express low self esteem, shyness to the public, wild reactions that make them commit the crime more even after harsh punishment. They may tend to be closely associated with other criminals and may indulge in other related crimes other than the one they were labeled after. This mixed reaction results from victimization of the labeled person by capitalizing on his weakness rather than promoting their strengths. 5). How do those assumed traits affect our perceptions of people with that status? The perception of the community on a person who has acquired master status is transformed towards the description of this person in accordance to their label. They are called thieves other than teacher or father which would still be his other roles in the society. The community perceives them as evil and criminals despite any attempt to act well. 6). What are decision-making types used by rational choice theory? Decision making in rational theory may be in two types. Criminal event decision type and criminal involvement decision type. Criminal involvement type of decision making involve the criminal weighing options on whether participating in a criminal activity would yield more benefits or negatives. A cost benefit analysis is first taken before one commits crime. Crime event type of decision making involve the issues related to a particular crime that respond to the questions where, when, and how. The person must have decided to commit a crime and but they are either held back by either of the above mentioned situations which would promote the success of the crime, (Vito, Maahs, Holmes, 2007). 7). How do these decisions apply to crime? The rational decision making applies in crime in a number of ways. If a criminal decides that it would be beneficial, advantageous, and lucrative to commit the crime then they would commit it at particular location and specific time as deemed appropriate. When the analysis is completed the criminal does not fear any punishment emanating for the crime they intend to commit. This is applicable in theft and burglary cases. References Crime and Criminology: retrieved in 2010. http://www. sociologyindex. com/crime. htm 2010 Labeling and Crime: edited in March 2001: http://www. le. ac. uk/education/resources/SocSci/labelling. html 09 Vito, GT F. , Maahs, J. R. Holmes, R. M. (2007). Criminology: theory, research, and policy. Canada: Jones and Bartlett’s publisher.

Technicolor Styles Essay -- Music Analysis

From humble, shy beginnings, the singer-songwriter Adam Young, now most famed for his project known as Owl City, has risen to become a well-renowned techno-pop artist. Young’s career as a musician and lyricist began in his home in Owatonna, Minnesota, where he worked on composing lyrics and sounds in his parents’ basement as a side hobby after a day of work at the Coca-Cola warehouse (Bonham). He initially posted his products of creativity and inspiration on Myspace in 2007, sharing the works that came to be part of his self-released Owl City EP known as Of June (Universal Music Publishing Group). His full-length debut as Owl City came in 2008, when Young digitally released his album, Maybe I’m Dreaming (Universal Music Publishing Group). Young’s popularity spread much further with the release of Owl City’s first official album, Ocean Eyes, in 2009 (Universal Music Publishing Group), and the album’s single, â€Å"Fireflies,† reached th e Billboard’s number one spot twice during its initial release (Sisario). In an interview with Chad Bonham from Whole Notes, Young revealed the inspiration he receives from his self-proclaimed â€Å"anti-social† lifestyle and his Christian faith in his songwriting (Bonham). Young’s music has reached thousands of fans, both in the United States and in other parts of the world as well (Sisario). From mellow melodies to catchy rhythms, Young’s sound has captured the fervor of fans all over the nation. Yet, as popular as his sound is, the words of Adam Young’s songs are of equal merit and creativity. The words and messages of these songs alone convey the variety with which Young composes. Such songs as the romantic works â€Å"On the Wing† and â€Å"If My Heart Was a House,† the inspiring works â€Å"This Is the Future† and â€Å"G... ...d. Web. 16 May 2012. Sisario, Ben. â€Å"From Mom’s Basement to the Top of the Chart.† New York Times on the Web. 20 Nov. 2009. 16 May 2012. Young, Adam. â€Å"Dental Care.† Ocean Eyes. Universal Republic Records. 2009. Young, Adam. â€Å"Galaxies.† All Things Bright and Beautiful. Universal Republic Records. 2011. Young, Adam. â€Å"If My Heart Was a House.† Ocean Eyes: Deluxe Edition. Universal Republic Records. 2009. Young, Adam. â€Å"On the Wing.† Maybe I’m Dreaming. Universal Republic Records. 2008. Young, Adam. â€Å"Plant Life.† All Things Bright and Beautiful. Universal Republic Records. 2011. Young, Adam. â€Å"This Is the Future.† Maybe I’m Dreaming. Universal Republic Records. 2008.

The Current Housing Crisis in Maryland

Abstract The current housing crisis in Maryland has devastated much of the inner city of Baltimore and surrounding counties. The economic collapse of 2008 has left many Maryland residences unemployed or underemployed. The direct impact of the economic collapse has left homeowners wondering how they will pay their mortgages and keep food on the table. Maryland homeowners have been struggling to make ends meet. Some of the issues that are being faced have to do with the predatory lending practices of some mortgage lenders. President Obama signed an agreement to bailout some banks in hope to spare families from losing their homes.Those hopes did not pan out well. There was another bailout of $25 billion dollars allotted in Feb 2012 to help homeowners and reduce mortgages to the principal home values. Thus far the mortgage industry has done as little as possible to hold up their end of that bargain. We need to get educated and hold these predatory lenders accountable. The Current Housing Crisis in Maryland By a show of hands, how many people are in a financially challenging situation with paying their mortgage? Do you know that you may very well be a victim of predatory lending practices?You may be asking yourself what is predatory lending. Some of us are familiar with the term. For those who are not, I will explain what a predatory lender is and the effect they have had on our communities. Predatory lenders and the tactics they use to originate loans with unsophisticated buyers are unfair. We now have predatory legal and rescue services popping up everywhere with the defense that they are here to help us. I intend to provide you with information to free legal services and information to assist in the fight to hold the mortgage lenders accountable for what they are doing.I am a Baltimore City resident who is upside down in my mortgage. I owe more on my home than it is worth in today’s market. I am currently in the fight to have my mortgage lender do what is right by lowering my principle home value to a fair market price. I currently owe double what my home is worth. Many of us are upside down, have high interest rates or are currently in foreclosure. We are looking for relief from the banks that don’t seem to care much about where our families will sleep once we lose our homes. We need to embarrass them for the way they are treating minorities and low-moderate income families.Predatory lending practices are a huge contributing factor in the current economic crisis. Many families lost income and the home values have been declining drastically. Saving our homes from foreclosure is the main focus of many families in Maryland. I intend on exposing predatory lending practices that homeowners may not be aware of. The lack of strong regulations in Maryland has allowed unscrupulous mortgage lenders to take advantage of unsophisticated homeowners. Predatory lending has had a devastating effect on individuals and families.The term  "predatory lending† has been used to describe a broad range of loans that are not common in the prime market. These loans do not offer any benefit to the borrower. Some of the most common predatory practices are: †¢Excessive fees and points †¢Ignoring borrower’s ability to repay †¢Balloon payments †¢Interest only loans †¢Excessive interest rates †¢Concealing the true cost of the loan Federal regulators have warned banks that non-traditional mortgages such as interest-only loans may lead to a rash of defaults when the principal must be paid or interest rates increase.With such loans, the homeowners are not paying towards the principal on the loan, only the interest. Interest rate increases could have a devastating effect on the mortgage payment monthly. Adjustable rates have the same devastating effect on homeowners. The interest rate is not guaranteed and could fluctuate greatly on a per month basis. With adjustable mortgage loan terms home owners have no clue on what the loan would eventually cost them. This lending practice is a â€Å"set up to fail† proposition. Underemployment and lack of employment has been the peripheral nail in the coffin for many Maryland families.Many families have lost at least one household income and a few have lost both incomes. Income loss combined with the volatile housing market has crushed the American Dream for many homeowners. People who were able to find work after economic crisis, had to take drastic pay cuts which were not adequate to support their current needs. With the economic downturn families are left to pay for homes they cannot afford. This crisis occurred when the mortgage bubble burst. Many homes were being sold for much more than their fair market value.Once the bubble burst the home value depreciation was steep and sharp. People lost 20-40% of the equity in their homes. Although there are many programs available to help homeowners, the majority of them are unabl e to help homeowners who are under water on the mortgage due to the lost equity in their homes. Some foreclosures are voluntary. When the bubble burst, homeowners found themselves owing 100,000s more than the homes were worth. Those homeowners decided that paying off the mortgage was indeed a bad deal. So they just walked away from the properties.The new dagger in homeowners back is the rise in property taxes. The city government needs money so they have raised the taxed values of homes to bring in more money regardless if the home values are decreasing. Homeowners are losing their homes because their mortgage payments did not include an escrow for homeowners insurance and taxes. Once a homeowner becomes delinquent on their property taxes, they have to pay the past due amount in addition to the current amount due. For the Maryland residence that find themselves in foreclosure, please seek assistance sooner than later.Maryland laws do not demand that you are notified of the Intent to foreclose. Within your originating loan documents you signed either a â€Å"power of sale† or â€Å"assent to decree† which essentially is an ex parte order to sell your property if you are in default. In addition, the predatory lenders make it impossible to become current again once the mortgage is in default. They can add servicing fees such as late fees, force placed insurance, inspection fees, etc. to make it difficult to bring the account current. We as homeowners have the right to stay in our homes.Homes we have cared for over the years. The banks should not have the right to evict us without improving the foreclosure process so we have better and earlier notice and the opportunity to redeem prior to significant costs being incurred. They should reduce the loan principle to the fair market value, adjust interest rates and reevaluate the financial situation of the homeowners. The mortgage industry did a disservice to many of the homeowners in the room. Many of us were uninformed about the repercussions and pitfalls involved with interest only, variable rates and balloon payment loans.Predatory lending practices contributed directly to the economic crisis of the mortgage industry in Maryland. I would like to provide information to several pro bono legal services and housing resources: Pro Bono Resources Center of Maryland. (410)837-9379 or toll free (800)396-1274 www. probonomd. org 1. Civil Justice, Inc. www. civiljusticenetwork. org 2. Public Justice Center (410) 625-9409 for tenants who landlords are in foreclosure 3. Community Law Center (410) 366-7777 www. communitylaw. org 4. Maryland Hope (877) 462-7555 www. mdhope. dhcd. maryland. gov 5.Foreclosure Proceedings in Maryland (Brochure): http://www. msba. org/departments/commpubl/publications/brochures/foreclosure. htm There has been an ongoing investigation into the banking fraud and predatory lending scandal. President Obama signed another bailout of $25 billion dollars in Feb 2012 to help homeowners and reduce principle mortgage values. The bailout involved Bank of America, Citigroup, Wells Fargo, Ally Financial and JPMorgan Chase. Freddie Mac and Fannie Mae have yet to come on board however they do offer some homeowner assistance with modification of term and underwater loans.Many look at the bailout as another opportunity to reward the banks for the wrong doing they have done to the citizens and many communities. I was able to look at the bigger picture. This is a way to monitor how many loans are modified and how many principle values are reduced. By providing the bailout this time around there were defined stipulations as to what the funds are to be used for. North Carolina’s Banking Commissioner Joseph Smith will serve as the â€Å"independent monitor† to enforce the deals and their terms. The bailout does very little for the people who have already lost their homes. They are eligible to receive up to $2000.

Successfully Earn a Distance Education Master Degree 2019

Online classes are becoming the norm for working adults. While online formats offer a fair degree of flexibility for those requiring it in order to meet scheduling demands, much of the content delivered still lacks the interactivity and skillful entertainment of a live teacher in a traditional classroom setting. Online instruction demands a discipline and focus that most find difficult to achieve in an independent learning environment. In short, a successful delivery of an online class that supports the learning objectives and actually teaches something worthwhile takes some skill and finesse. Classroom teachers often fail to deliver the same level of excellence in an online class as they do in a traditional classroom. Part of this failure comes in part from the failure of the teacher to recognize that the forum of online thinking is very different from classroom thinking. Successful online instructional design requires an understanding of how adults think, learn, and retain information. Keeping topics relevant to the course in as succinct a format as possible is the key to making online learning a success. .udd16a3cdc936be33b33d733f16f2ee87 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .udd16a3cdc936be33b33d733f16f2ee87:active, .udd16a3cdc936be33b33d733f16f2ee87:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .udd16a3cdc936be33b33d733f16f2ee87 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .udd16a3cdc936be33b33d733f16f2ee87 .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .udd16a3cdc936be33b33d733f16f2ee87 .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .udd16a3cdc936be33b33d733f16f2ee87:hover .postTitle { text-decoration: underline!important; } READ Career in Sociology Potential Occupations for the Professional with a Sociology DegreeBecause of the recent popularities of this format, universities have taken the lead in developing distance education master degree programs that standardizes the teaching of online classes. These master degree programs improve the rates of online teaching by addressing the fundamental differences in between the two forums and using these differences to develop formats compatible with the mode of learning. Capella University School of Education Capella University offers the Masters in Instructional Design for online learning. This program emphasizes the planning, organization, design, method of delivery, and evaluations of online classes. Related ArticlesUniversity of Phoenix Nursing School How to Combine the Best of Online and Campus-based LearningOn-line education changes the way we think of college lifeMasters Degrees in Education OnlineBusiness IT Courses and Accompanied ExpectationsCriminal Justice Associate Degree Virginia Campuses Compliment Online Learning at the University of PhoenixAssociate Business Degree More Single Dads Achieving Educational Goals through University of Phoenix .u293b148d3e53b6234d8aeff502187df8 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .u293b148d3e53b6234d8aeff502187df8:active, .u293b148d3e53b6234d8aeff502187 df8:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u293b148d3e53b6234d8aeff502187df8 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u293b148d3e53b6234d8aeff502187df8 .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .u293b148d3e53b6234d8aeff502187df8 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u293b148d3e53b6234d8aeff502187df8:hover .postTitle { text-decoration: underline!important; } READ What is Human Resource Development